Engineering Insurance

This insurance provides economic safeguard to the risks faced during construction projects, installation projects and physical loss or damage to machinery and equipment.

Erection All Risks: This insurance protects against   all risks of unforeseen and physical losses or damage arising from the erection and installation works other than those excluded. You can also extend this insurance to cover the post-erection period to include all testing and commissioning work phases.

Contractors All Risks: It covers all risks of loss, destruction or damage, loading and unloading for the purpose of the contract works, materials incorporated or to be incorporated in the contract work


  • It covers properties for which the insured is responsible at the site or else where in-transit
  • It covers temporary building used as an office, residence and storage and public liability on site
  • RIBA (Royal Institute of British Architects). It covers liability against principal and the contractors by the third party
  • Professional fees
  • Debris removal

 Plant All Risks: This policy covers any sudden and unforeseen physical loss or damage while dismantling, cleaning, overhauling and subsequent re-erection, but in any case only after successful commissioning. It also covers any loss or damage occurring at work or at rest whilst at the location or in the geographic agreed area.

Machinery Breakdown: This Policy covers loss or damage to the insured plants and machinery specified in the policy schedule and used in connection with the insured’s business. It also indemnifies sudden and unforeseen physical loss or damage, necessitating its repair or replacement.