This policy covers All Risks incorporating loss of damage to the insured’s equipment from accidental cause including impact, water damage, malicious damage, damage due to negligence or carelessness, theft and damage done by thieves. While Computer policy automatically covers the cost of restoring lost data information in the computer.
The policy is extended to cover:
- Fire and Extraneous Perils of Lightning,
- Riot and Strike, Civil Commotion,
- Bush Fire,
- Hurricane or Cyclone,
- Malicious damage
- Electrical or Mechanical breakdown.